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Do you get letters from your bank regularly?

Whether we bank with Wells Fargo or Bank of America, we have to admit the fact that our daily routine has been very busy that we even forget to even just browse our mail box not until we realized that we have piled up with tons of it as its now overflowing and other people starts...

What is your Solicitation Preference?

Have you already set your bank what your solicitation preferences? Do you receive tons of advertisement from your bank, or maybe from other institution? How bout email advertisement? If you just disregard it and don't even get anything from it other than it eats off some of your...

How does free trial can cause you some overdrafts and unpaid bills in your bank account?

There is nothing wrong with free trial, in fact it is good because it sounds good when we hear the word 'free.' Its not bad if its free, if it is totally free or let's say its 100% free.  Well, are we sure it is free? When we go online we get blinded when we see the the...

Why did i receive a W8-BEN form from my bank?

You might have been wondering why you got a W8-BEN form in the mail. Most of the time, this form is sent out by our banks to make sure each account holder status is updated. When this form is mailed out, usually there is return mail that comes with it where we can send back...

How Heartbleed Bug affects our security when we have online banking?

The U.S. National Security Agency is fully aware about the flaw in the way that many website send sensitive information. Now, the Heartbleed bug have been discovered it has been regularly used to gather critical intelligence. Though the N.S.A. is trying to keep the bug secret...

Another Data Breach? Now at California Department of Motor Vehicle

An investigation is currently on-going due to possible data breach that might have occurred in California Department of Motor Vehicle (DMV).  The investigator are looking at the angle that this maybe related to the transactions made on its website from August 2013 to January...

How does Bank Regulation D Affects a Savings Account?

Do you have a savings account? If you do, then it means you should know the meaning of Bank Regulation D.  Regulation D is a law governed by Federal Reserve that limits each savings account only up to 6 pre- authorized debit transactions in a full statement cycle or a whole...