Free Banking Tips

When I first had my bank account, this is the first thing i asked myself. "What is my account number?" I was only 16 years old that time when i started my own account. I hope i did not forget anything from my list but this is where we usually see our account number.

1. Welcome letter from our bank when we open a new bank account.

The welcome letter is the first letter we receive from our bank from the time we open our bank account. We, Americans does not usually sit down and read our letter specially if its coming from the bank since we think its just a piece of advertisement.

2. Check book or check.

3. Online banking.

If you have online banking then you should definitely see where your account number by looking at the your statement. Some banks set up online banking where full account number can be found right from the time you logged in to your bank account. But, for some national banks, account number is found at the PDF or ADOBE online statement only when it is pulled up.

4. Paper Statements.

If you love to receive a regular love letter from the bank, this must be your fastest source. You will definitely see your account number on your paper statement.

5. By visiting the banking location.

This is for worst case scenario, when you don't have checks, paper statements or online banking. Most definite and sure way to clarify if you got the correct copy of your account number is by visiting the banking location or the branch. 

Now, we no longer have to call our bank and play stubborn asking for a copy of our account number. I tried one time and talked to a customer service representative from my bank and they really don't provide this information over the phone but good thing options was given to me. Hope this post helps. 

The biggest U.S. arts and crafts retailer, Michaels Companies Inc/Michaels Store, said it is investigating a possible security breach on its payment card network and advised customers to check their account activities for possible fraud activity.  This data breach incident will already be considered the second known data breach happened at the store since 2011. 

Michaels Chief Executive Chuck Rubin said in the statement on Saturday, January 25th, "We are concerned there may have been a data security attack on Michaels that may have affected our customers' payment card information. We are taking aggressive action to determine the nature and scope of the issue."

Federal investigators are aggressive to find out the perpetrator since it was not yet fully identified how many cards have been affected or whether the system were still compromised at the moment and looking out the possibilities if it might be the same Eastern Europe criminals which attached Target and Neiman Marcus. The company has a good intention in warning the public and launching a probe into the matter after hearing that there had been an increase in fraud involving cards of customers who had shopped at its stores.

January 28 2014, after the incident, and Illinois consumer, Christina Moyer sued Michaels Store Inc. in federal court in Chicago accusing Michaels Store Inc. of breaching and implied to protect the account information. Moyer said she and other consumer who filed the complaint must spend more time and money to deal with the consequences.

Bank has also started sending our cards for customers who might have been affected or might have card details compromised. Customers will be notified in advance in case new cards will be mailed out and to assure that customers receive their card right before the permanent cancellation of cards.

Shopping experience at Target has been very amazing. You get anything you need whether its clothes or stroller for your baby, a new bag for yourself, nice watch for your husband and even furniture for your new house. You can even do your groceries for your daily needs. Shopping has never been this great because they got everything you need in the most affordable and at a very reasonable cost. You even get good deals and discounts on some items, specially for groceries.